With
the rise of technology nowadays, buying or purchasing had been made easier
without leaving the comfort of your homes. You can just simply shop online on
various shopping websites being offered on the internet. And this made our new
discovery of a new and rising shopping website that is offers a wide variety of
products like watches, gadgets and appliances.
AKULAKU.
Akulaku
is originally based in Malaysia and paved its way here in the Philippines to
offer Filipinos an easy, reliable and efficient way of purchasing products
online, not to mention the 0% interest offer on its installment purchases even
without credit cards.
So
let me share our own Akulaku experience to let people know that legitimate apps
like this exists.
How
does Akulaku work?
What
do you need to qualify?
How long will the process be?
Like
any other mobile app, of course you need to download the application first from
your smart phone. Just look for “Akulaku” and choose your country.
- Download the app.
- If asked for the referral code, put: VUX4I to get Php 200 discount on your purchase
- Go to Personal Tab
After installing
the app, you will need to register using your email and you will be asked to
submit your requirements. You can just take a photo of each of the requirements then upload it directly on the registration form.
The
requirements are as follows:
·
Company ID
·
Government ID
·
One month recent
payslip
·
3 specimen signature
(on a single sheet of paper)
·
Debit / ATM card
(should be showing your name as the account holder)
After
submitting all the necessary requirements, you will need to wait for a phone
call from Akulaku for the verification, usually done in less than 24 hours.
Once
verification is successful, you have to check your Akulaku account to see how
much credit limit was allotted for you to make your very first purchase.
Upon
knowing your credit limit, you can now choose the product you would like to
purchase with the convenience of selecting your preferred payment terms.
Akulaku offers flexible payment terms such as 3 months, 6 months, 9 months and
even up to one year.
Question:
What if the price of
the product I want is more than or beyond the credit limit that was given to
me?
Though
on some instances, your chosen purchase is more than the allotted credit limit,
it doesn’t mean that you can no longer avail the product that you want. You can
just include the excess amount on the down payment that will be required. For
example:
Product Price: P26,500
Credit Limit: P25,000
Down payment: P1,000
*In this scenario, the product
is more than P1,500 than the credit limit. The difference of P1,500 will be
added to the down payment of P1,000. So the total upfront down payment will be
P2,500.
After
finalizing your purchase, you can now make or send your down payments to their
DragonPay payment channel. It can either be made through SM Payment Centers,
Affiliated Banks such as BPI and BDO.
After
payment was done, you just need to wait for the confirmation and delivery. Make
sure you check your Akulaku account for the notification. Once notification was
received, your product will be delivered within 24-48 hours. Yep, that fast!
So to sum it up, the entire process will only take a maximum of 3 days for you to purchase and receive your desired product.
**
I’m really not a fan of online shopping or transactions made through the
internet. Aside from the risk of being scammed, we are really not sure if the
products they are offering are legit, authentic or original. But this whole
Akulaku experience changed my perspective. There are really legit, reliable and
honest transactions that can be done with just the use of your mobile phone and
internet.
Thanks
Akulaku for letting me have my dream phone! - Zenphone 3
